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Catalyst Lending
Phil Hughes
"Providing mortgage planning services since 1986!"
Office: (303) 741-5689
FHA Loans
- FHA Loan:
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FHA mortgage loans are issued by federally qualified lenders such as Catlyst and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.
FHA loans are an attractive option, especially for first-time homeowners:
- Generally easier to qualify for than conventional loans.
- Lower down payment requirements, currently 3.5%
- Can combine with local goverment funding sources to allow purchases with as little as 1% total cash from start to finish.
- Cannot exceed statutory loan limits, currently $368,000 in the Metro Denver area.
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